Fixed Rate Mortgages

Avg. Conventional 30-Year Commitment Rate – 6.16%
Fees and Points – 0.4

Avg. Conventional 15-Year Commitment Rate – 5.89%
Fees and Points – 0.5

5/1 – Year Adjustable-Rate Mortgages

First Commitment Rate – 5.93%
Fees and Points – 0.7
Margin – 2.76

1- Year Adjustable- Rate Mortgage

First Commitment Rate – 5.31%
Fees and Points – 0.5
Margin – 2.88

Source: Freddie Mac